Access to financial services empowers small enterprises in Latin America
Access to financial services and using them adequately can support small businesses in Latin America to start or grow successfully, thus creating long-term income for owners and employees.
Financial cooperatives, banks, fintech companies and crowdfunding platforms offer mobile financial services and financing options and satisfy new customer needs in payment transactions or investments.
With many years of experience in financial sector development, I support banks, cooperatives, microfinance institutions, fintech and international organizations in developing innovative financial services and financing options for small family businesses and their owners. I also support the development and implementation of financial education and health programmes.
- Development of sustainable market strategies for small businesses
- Future fit transformation and climate resilience for small businesses
- Leadership skills and strengthening of working teams in small businesses
- Financial skills and financial planning for business owners
- Target group-oriented needs analysis and studies
- Development, implementation and evaluation of financial inclusion strategies
- Financial inclusion for women entrepreneurs and women-led small companies
REFERENCES
Contribute to the development of financial services of small companies in Mexico
Assignment:
Analysis of needs regarding financial services of small, family-owned businesses in Mexico
Implementation:
Development of an innovative approach to segmentation of micro and small enterprises and qualitative analysis of the demand for financial services in a specific segment of small companies; accompaniment of a qualitative sample of enterprises throughout nine months to identify their demand and their criteria for financial decision taking; preparation of a final report with recommendations for the development of adequate financial services for this target group.
Example:
Latin American Development Bank
Assignment:
Develop materials for a MOOC on financial inclusion and financial innovation in Latin America.
Implementation:
Desktop research was conducted, relevant content identified, materials elaborated and videos produced. Tutorials for participants were delivered. Meanwhile, the 4th edition of the MOOC is online.
Example:
International Foundation of a large, German Finance Group
Assignment:
Feasibility study for a project focusing on the development of financial inclusion strategies for small and medium sized companies in the Eastern Carribean Currency Union
Implementation:
Set-up of a consulting team; analysis of the existing financial services offer for small companies in the region; stakeholder interviews with financial institutions, government institutions and associations of business organisations to identify the demand of small enterprises; preparation of a final report with recommendations for the implementation of a multiannual cooperation programme for the region.
Example:
International Organisation, Specialized in Financial Inclusion of Women
Assignment:
Training of the executive team of a regional bank in Malawi to foster their new, women market focused financial inclusion strategy
Implementation:
Design of a training programmes for the executive team with focus on leadership, team building and market strategy; implementation of the training programme in Malawi.
